Construction
One in five workplace deaths happens on a construction site. Every single day.
Construction is the deadliest major industry in America. With 1,034 fatalities in 2024 — representing approximately 20% of all US workplace deaths — and 150,000 serious injuries annually, construction sites generate more workers' comp claims, more OSHA violations, and more catastrophic liability exposure than almost any other sector. The 'Fatal Four' — falls, struck-by incidents, electrocutions, and caught-in/between accidents — account for over 60% of construction deaths. The average workers' comp claim in construction exceeds $41,000, and the US construction insurance market is valued at $13.9 billion.
The construction industry accounts for $5 billion in annual fatality costs alone. A single crane collapse can generate $10M+ in liability claims. Falls from scaffolding generate average claims exceeding $100,000 per incident when litigation is involved. OSHA fines reach up to $156,259 per willful violation.
Real-time monitoring of fall protection compliance (harness absence, three-point contact on ladders), PPE violations, and unsafe proximity to heavy equipment across the entire site perimeter.
Restricted zone enforcement around excavations, crane swing radii, and active heavy equipment operations. Alerts detected within 5 seconds of intrusion.
Collision avoidance for construction vehicles — excavators, dump trucks, and cranes operating in proximity to workers. 360° detection eliminates the blind spots that cause struck-by fatalities.
After-hours site security monitoring to prevent theft, vandalism, and unauthorized access that generates property and liability claims.
Construction contractors with documented AI safety programs are increasingly able to negotiate better terms on their wrap-up programs (OCIP/CCIP) and general liability policies. A 50% reduction in safety violations directly translates to better loss ratios, lower EMR, and clients who renew with you because you helped them build a better safety record.
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